A refreshing, simple way to save money with a guaranteed return
A Fixed Rate E-Bond meets your needs if...
- You have savings which you do not need immediate access to
- You want the security of a fixed rate of interest guaranteed for the term of the bond rather than a variable rate which can move up and down
- You want to choose between leaving your interest to build up the value of your bond or receiving your interest monthly
Key Features
- The security of a fixed rate
- Invest between £500 and £1,000,000 (£2,000,000 for joint applications)
- Know your savings are working hard with interest calculated daily and paid annually or monthly
- Make additional investments into your bond until it becomes a closed issue^
- Quick and easy way to open a bond
- No withdrawals allowed until maturity
Our New E-Bonds
| Bond Term |
Rates |
Apply Online Now |
Terms & Conditions |
| 6 Month |
Annual Interest |
2.50% Gross pa/AER |
Apply |
View |
| Monthly Interest |
2.47% Gross pa/ 2.50% AER |
Apply |
| 1 Year |
Annual Interest |
3.00% Gross pa/AER |
Apply |
View |
| Monthly Interest |
2.96% Gross pa /3.00% AER |
Apply |
| 2 Year |
Annual Interest |
3.30% Gross pa/AER |
Apply |
View |
| Monthly Interest |
3.25% Gross pa /3.30% AER |
Apply |
| 3 Year |
Annual Interest |
3.40% Gross pa/AER |
Apply |
View |
| Monthly Interest |
3.35% Gross pa /3.40% AER |
Apply |
What happens on maturity of your E-Bond?
We will contact you at least 14 days prior to the maturity date of your bond to explain the options open to you, these will include:
- Continue your investment in a new 1 Year Fixed Rate Bond (the 'do nothing' option); with the exception of the 6 month ebond which matures into a further 6 month ebond.
- Continue your investment in an alternative bond;
- Transfer to an easy access account
- Add extra funds to the above three options;
- Withdraw your funds (in full or in part).
If you 'do nothing', we will add any interest due to your account and we will contact you within seven days of your bond maturity to confirm your investment. You will have 21 days from maturity to cancel this investment.
Our 'do nothing' option is a new feature. Previously our Fixed Rate Bond customers who did not respond to the maturity notice, transferred to an easy access account with a lower rate of interest.
Where our 'do nothing' option applies, your investment will continue in a Fixed Rate Bond from which withdrawals or early closure will not be permitted during the term of the bond.
If the 'do nothing' option applies, the terms and conditions (available above) shall continue to apply, as well as the general Investment Account Terms and Conditions, except that the rate of interest, the date that interest will be applied to your account and the minimum and maximum investment limits may differ. Should your investment balance on maturity fall outside the minimum or maximum investment limits, you will be able to continue your existing investment. Any new transactions will be subject to these limits.
Your tax treatment will depend on your individual circumstances and may be subject to change in future.
^These bonds can become a closed issue at any time and at short notice so act fast.